# 开始一笔贷款
## 初始化新贷款 - 资产保险库或单一 NFT
1. 借款人可以选择在保险库或单一NFT上设置 LoanTerms，包括贷款期限、本金、利息、抵押代币 ID、应付货币和分期付款次数。
```sol
createLoanTerms(), createInstallmentLoanTerms()
```
2\. 贷方还可以对未匹配的保险库或单一 NFT发出报价。贷款人必须为贷款本金的贷款协议提供津贴。
3\. 一旦同意报价，确认方（借款人或贷款人）签署贷款条款并使用 OriginationController 初始化贷款。
```sol
initializeLoan(), initializeLoanWithItems()
```
4\. 然后 OriginationController 将借款人和贷款人的资产转移到 LoanCore。
```sol
transferFrom(), safeTransferFrom()
```
5\. LoanCore 开始贷款 - 以 BorrowerNote 和 LenderNote 的形式铸造和分发 PromissoryNotes (ERC721) 给借款人和贷款人。
```sol
mintLoanNotes(), transferFrom(), safeTransferFrom()
```
6\. LoanCore 将商定的本金（扣除费用）转移给借款人。
```sol
safeTransfer(), startLoan()
```
---
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